Group Credit


Protect your business loans against unforeseen events

Business expansion requires additional funding, and with our group credit program, you can achieve your ambitions without worrying about your ability to meet your obligations when unforeseen events happen.

Key Benefits



Eliminates risk of loan default in the event of death


Greater financial security gives you the competitive edge


Cost-effective and hassle-free


Financial relief to the affected family

Product Features


  • In the event of a member’s death, Takaful Emarat will settle outstanding loan amounts of the borrower to the financial institution
  • Based on a group-buying principle that contributes to cost effectiveness
  • Choose from Annual, Semi-Annual, or Quarterly payment modes
  • Convenient administrative and medical procedures
  • Approved by renowned scholars of the Shariah Advisory Board of Takaful Emarat
  • Worldwide coverage
  • Sharing of surplus from Takaful Pool
  • Passive war risk protection available upon request
  • Eligible from 18-70 years
  • Plan is annually renewable
  • Maximum coverage age for death benefit is 75 years and 65 years, for additional Takaful Protection

Additional Benefits

  • Permanent Total Disability coverage
  • Death due to any cause Including passive war risk
  • Permanent Total Disability due to Accident
  • Permanent Total Disability due to Sickness
  • Terminal Illness
  • Critical Illness (Accelerated/Additional)

Get in touch now!

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