Why Choose Us
Takaful Emarat offers reliable, Shariah-compliant family medical insurance in UAE designed to provide full healthcare access across Dubai, Abu Dhabi, Sharjah, and the Northern Emirates.
Our family health insurance plans include maternity coverage, newborn protection, preventive care, and access to over 5,000 healthcare providers — ensuring your loved ones receive the care they deserve.
Cover your spouse and children under a single health insurance plan. This simplifies renewals, documentation, and claims while ensuring consistent protection for everyone.
Unlike many insurers, maternity benefits are included across all our family insurance plans.
This makes our plan highly competitive for families planning childbirth in the UAE.
We reward families who insure together:
This makes Takaful Emarat one of the most affordable family health insurance providers in the UAE.
Chronic and pre-existing conditions are covered subject to medical underwriting and policy terms.
This ensures long-term healthcare stability for your family.
Our family medical insurance plans include:
Preventive healthcare reduces long-term medical risks and costs.
This plan is ideal for:
Depending on your selected plan:
Hospitalization
Surgeries
ICU treatment
Emergency treatment
Specialist fees
Doctor consultations
Specialist visits
Diagnostic tests (MRI, CT, lab tests)
Prescribed medications
Physiotherapy (subject to limits)
Inpatient maternity care
Outpatient maternity consultations
Delivery coverage
Newborn coverage from birth (as per terms)
Yes, health insurance is mandatory in Dubai and Abu Dhabi and strongly recommended across the UAE.
Yes, Takaful Emarat includes maternity coverage in all family plans.
Premium depends on age, number of members, coverage level, and medical history.
Yes. We offer 5% discount for families of 3 and 10% discount for families of 4.
Yes, newborn coverage is provided from birth subject to policy terms.
Some family plans include children's vaccinations and preventive healthcare services, subject to applicable UAE regulations and policy terms. Review the benefits schedule to confirm eligible vaccines, age requirements, and any applicable limits.
Review your family's changing healthcare needs, preferred providers, coverage limits, exclusions, and premium details before renewal. Confirm that the policy still suits every covered member and meets applicable residency requirements.
Depending on the policy, family health insurance may cover doctor visits, hospital treatment, diagnostic tests, and prescribed medications. Review the benefits and exclusions to understand which services your family can access.
Yes, family members can have different healthcare needs under one policy. Review the available benefits, coverage limits, and exclusions to ensure the plan provides suitable medical support for every covered family member.
Check your insurer's provider directory to find hospitals covered by your plan. Takaful Emarat Insurance (P.S.C) is a professional life insurance company in the UAE that can help you explore coverage options beyond family insurance.
Protect your entire family with reliable,
affordable family health insurance in UAE.
Get a personalized quote today and enjoy
exclusive family discounts.
Speak to an Advisor
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