Exclusive Health and Wellness Benefits in the UAE

Exclusively available to Takaful Emarat Insurance (P.S.C.) members, Al Wud is a value-added wellness program that gives you access to special discounts, healthcare services, and lifestyle benefits from trusted partners across the UAE.

From optical care and preventive health screenings to mental well-being, dental care, beauty treatments, and medication delivery, Al Wud helps you enjoy more value from your Takaful Emarat Insurance (P.S.C) membership, turning everyday care into one of the value-added health insurance benefits your policy already includes.

Our Partners

Discount Offer

Optical

Vision that suits you

-Up to 35% OFF on frames & sunglasses.
-25% OFF on ophthalmic lenses.
-15% OFF on contact lenses.
-Special eyewear bundles available.

Partner: Al Jaber Optical

Lasik

No eyeglasses. Just pure sight.

-Up to 50% OFF on selected procedures
-PRK.
-Femto-LASIK .
-SMILE.

Partner: Barraquer Eye Hospital

Beauty

Your Beauty. Our Priority.

-Up to 50% OFF on selected aesthetic treatments
-Skin Care & Laser Treatments
-Injectable Treatments
-Dermatologist Consultations

Partner: Al Madar Medical Center & Laser Medical Center Jumeirah

Dental

Confidence Starts With A Smile.

-Up to 50% OFF on selected dental services
-Teeth Cleaning
-Fillings & Braces
-Cosmetic Dentistry

Partner: Al Madar Medical Center, Laser Medical Center Jumeirah, Emirates Royal Center

Mental Wellbeing

Therapy at Your Fingertips..

-20% OFF consultations & subscriptions
-Promo Code: TAK20
-Licensed therapists
-Chat, audio & video sessions

Partner: TalkTime

Check-up

Small Check. Big Peace of Mind.

-Preventive health screening packages
-Free home sample collection
-Accurate results
-Certified laboratories

Partner: Al Madar Medical Center, Mubadala Health Dubai

Medication Refill

Easy Refill. No Doctor Visit.

Get your refill medication delivered wherever you are in the UAE

1- Email Al Wud.
2-Share insurance card copy.
3-Provide contact details.
4-Receive medication at your doorstep.

Hijama (Cupping Therapy)

Traditional Healing. Professional Care.

Hijama is a traditional therapeutic treatment performed by qualified healthcare professionals in a safe, hygienic, and clinical environment to support overall wellness and promote natural healing.

Partner: Al Madar Medical Center

Canadian Specialist Hospital

Exceptional Healthcare. Exclusive Member Savings.

Through the Al Wud Program, Takaful Emarat members can enjoy 50% OFF on eligible healthcare services at Canadian Specialist Hospital & Clinics on cash services.

Partner: Canadian Specialist Hospital

Benefits

The Value Behind Your Membership

Everyday Benefits Designed Around Your Well-Being

Every Takaful Emarat Insurance (P.S.C) policy includes more than medical cover. Members automatically gain access to Al Wud, a privilege program built around some of the most practical health and wellness benefits in the UAE, covering everything from optical care to mental well-being support.

What makes this membership worthwhile is how the benefits accumulate. Preferred rates, partner discounts, and exclusive offers combine into a set of value-added health insurance benefits that grow more useful the longer you stay covered. As a valued Takaful Emarat Insurance (P.S.C) member, you gain access to Al Wud, an exclusive privilege program offering preferred rates and special benefits across healthcare, wellness, and lifestyle services throughout the UAE.

None of this happens by chance. It reflects a clear intention behind the benefits Takaful Emarat Insurance (P.S.C) offers in our Al Wud program: reward members for staying protected, rather than limiting value to the moment a claim is filed.

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Become a Takaful Emarat Insurance (P.S.C) Member

Joining us gives you access to more than a single policy. Members can combine health cover with long-term protection and loyalty programs at Takaful Emarat Insurance (P.S.C), building a relationship that rewards consistency with more value unlocked the longer you stay.

Discover All Types of Coverage For Your Specific Needs

Is Takaful Emarat Insurance (P.S.C) Right for You?

Built for Residents Who Expect More From Their Cover

Takaful Emarat Insurance (P.S.C) suits UAE residents who want dependable medical protection that does more than sit idle between claims. Comprehensive health and wellness insurance benefits are included from day one, turning routine check-ups and everyday treatments into opportunities to save.

This approach works equally well for newcomers settling into the UAE and long-standing policyholders renewing year after year. Both groups of members draw on the same set of health insurance benefits, designed to reward loyalty rather than treat each renewal as a fresh transaction.

Your Trusted Partner In Protection

More Than Just Health Insurance. More Benefits for Life.

Getting life insurance starts with a conversation about your goals, not a form to complete. We structure each plan around your family’s needs and your budget, pairing pure protection with a savings component wherever it strengthens your position. Members also carry the benefit of Takaful Emarat Insurance (P.S.C)’s discount program, so protection and everyday savings sit under the same membership.

Every plan is reviewed against Shariah principles before it reaches you, keeping contributions and payouts aligned with Islamic finance standards throughout the policy term. The same discipline applies whether you choose Fixed Term, Decreasing Term, Group Life, or one of our Savings & Protection plans. Life insurance members also gain access to the latest Al Wud offers, extending the same value to protection policies as to health cover.

Coverage doesn’t stop once your policy is active. Our life insurance company in the UAE stays involved through renewals, claims, and any changes your circumstances require, so your plan keeps pace with your life rather than falling behind it.

Frequently Asked Questions

? What Is Al Wud?

Al Wud is an exclusive member privilege program designed for our customers. It provides access to special discounts and value-added benefits across healthcare, wellness, and lifestyle services through a network of trusted partners across the UAE, and this combination of benefits is what sets the Al Wud program at Takaful Emarat Insurance (P.S.C) apart from a typical add-on.

? Who Can Use Al Wud?

Al Wud health insurance and wellness benefits are exclusively available to active Takaful Emarat Insurance (P.S.C) policyholders. Eligible members can access offers and discounts from participating providers across the UAE.

? What Benefits Are Included In Al Wud?

Al Wud offers a range of exclusive benefits, including:

Optical Care
LASIK & Vision Correction
Beauty & Aesthetic Treatments
Dental Care
Mental Well-being Services
Preventive Health Check-ups
Medication Refill & Delivery Services

Benefits and participating providers may be updated from time to time, but the range on offer already reflects a genuine Takaful Emarat Insurance (P.S.C) discount program rather than a handful of token perks, with new partners added as the network grows.

? How Can I Access Al Wud Benefits?

Simply present your Takaful Emarat Insurance (P.S.C) insurance card when booking or visiting a participating provider. Some services may require a promotional code or prior registration as specified by the provider, so it's worth checking the latest Al Wud member offers before your visit.

? Is Al Wud Included With My Insurance Policy?

Yes. Al Wud is a value-added program available to eligible Takaful Emarat Insurance (P.S.C) members at no additional cost. However, members pay for services through Al Wud directly to the provider at the discounted rates offered, much like a Takaful Emarat Insurance (P.S.C) loyalty program that rewards you for staying insured.

? Are The Services Covered Under My Insurance Policy?

No. Al Wud benefits are separate from your insurance coverage. These are preferential discounts and offers provided by participating partners. Payment for services is made directly to the provider by the member.

? How Do I Refill My Medication Through Al Wud?

Email alwud@takafulemarat.com with:

A copy of your Takaful Emarat Insurance (P.S.C) insurance card
Your contact details
Prescription details (if applicable)

Our team will assist in arranging medication delivery anywhere within the UAE.

? Can Non-Members Access Al Wud?

Al Wud is exclusively available to Takaful Emarat Insurance (P.S.C) members. If you are not currently insured with Takaful Emarat Insurance (P.S.C), you can explore our health insurance plans to gain access to Al Wud privileges and member benefits.

? How Can I Learn More About Al Wud?

For further information, partner details, or assistance accessing benefits, contact: alwud@takafulemarat.com

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Disclaimer
The service is paid directly by the member to the provider. Benefits, discounts, provider participation, and offers are subject to change without prior notice.