Tetiana Kozlova is an accomplished HR leader with international experience across the UK, Europe, and the Middle East. She specializes in driving organizational transformation by aligning people, culture, and digital innovation with business growth. Passionate about building progressive, inclusive workplaces, Tetiana designs future-ready HR strategies that enhance employee experience and deliver sustainable business results.

With nearly a decade at Takaful Emarat, Fahed Mahmoud has steadily advanced through key financial leadership roles, culminating in his appointment as Director of Finance in 2025. He brings strong expertise in operations management, financial analysis, and strategic planning, ensuring financial stability and growth. Fahed is recognized for his ability to streamline processes, optimize resources, and support sustainable business performance.

With over 10 years of experience in the Takaful industry, Muhammad Zeeshan Hasan specializes in corporate broker relationships, customer service, and group insurance solutions across medical and life. He brings deep expertise in Conventional and Takaful products, combining technical knowledge with strong analytical and reporting skills. Known as a team builder and effective communicator, Zeeshan consistently drives sales growth while strengthening long-term client partnerships.

Mr. Mohamad Al-Tikrieti is an operations strategist with extensive expertise in medical department operations, product design, and business development. He has pioneered innovative value-added benefits that significantly enhanced business growth and strengthened customer loyalty. With a focus on network management, client relationships, and customer delight, Mr. Al-Tikrieti drives long-term success through sustainable partnerships and service excellence.

Mr. Humayon serves as Director of IT Infrastructure, bringing extensive expertise in Oracle operations, enterprise systems, and data center administration. With strong experience across Oracle Database Administration, Oracle Financials, WebLogic Server, BI Publisher, and INSIS applications, he plays a key role in ensuring the reliability, performance, and scalability of mission-critical systems across the organization.

Mr. David serves as Director of Customer Excellence, where he leads the development of customer experience strategies that deliver measurable business results. With extensive experience across Customer Success, Support, Product, Sales, and Operations, he focuses on strengthening the full customer journey while driving retention, loyalty, and long-term growth.