Loan and Mortgage Protection

Financial protection that reduces over time, aligned with your decreasing financial liabilities.

Decreasing Term Life Insurance is designed to protect outstanding financial liabilities such as mortgages, home loans, or business loans.
The coverage amount decreases over the policy term, typically in line with your reducing loan balance, ensuring your family is not burdened with financial obligations in your absence.

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Life Insurance

Why Choose Decreasing Term Insurance

  • Protect your home and property

  • Safeguard your family from loan repayments

  • Ensure financial stability during unforeseen circumstances

  • Align coverage with outstanding financial commitments

Life Insurance

Key Features Decreasing Term Insurance

  • Coverage That Decreases Over Time

    Sum covered reduces annually in line with your liability.

  • Ideal for Mortgage Protection

    Designed to safeguard outstanding home loans and financial commitments.

  • Cost-Effective
    Solution

    Lower contributions compared to fixed term coverage due to reducing risk.

  • Shariah-Compliant Protection

    Structured in accordance with Islamic principles.

Our Plans

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Who Should Consider This Plan

Homeowners with mortgages

Individuals with personal or business loans

Property investors

Business owners

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Call to Action

Protect your financial liabilities
and secure your family’s future.