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Who We Are

Protecting Lives with Trust, Integrity, and Shariah-Compliant Excellence

Takaful Emarat Insurance PSC, established in 2008, is the UAE’s first dedicated Shariah-compliant life and health Takaful provider, offering comprehensive protection, savings, and medical insurance solutions. We serve individuals, families, and businesses across the UAE through a diverse portfolio of life, health, savings, and protection plans designed to provide financial security and peace of mind. With a strong foundation built on trust, transparency, and ethical responsibility, Takaful Emarat continues to play a leading role in advancing Shariah-compliant insurance solutions in the region. Our solutions are distributed through multiple channels, ensuring accessibility, flexibility, and convenience for our customers.

Nooraldeen Atatreh

CHAIRMAN

What We Offer

Takaful Emarat provides a comprehensive range of Shariah-compliant protection solutions, including:

Medical Insurance

  • Individual Health Insurance

  • Family Health Insurance

  • Group Medical Insurance

  • Domestic Worker Insurance

  • Specialized plans for UAE residents

Life Insurance and Protection

  • Term Life Insurance

  • Group Life Insurance

  • Protection and financial security solutions

Savings and Investment Plans

  • Long-term savings plans

  • Wealth accumulation solutions

  • Financial protection plans

Our Purpose

Guided by faith-driven protection and a commitment to healthier communities.

Our Vision

Transforming Takaful insurance by shaping healthier communities, stronger futures, and world-class customer experiences through trusted, innovative, and Shariah-compliant solutions. This vision reflects our commitment to redefining healthcare and life protection by delivering value-driven, ethical, and customer-focused solutions.

Our Mission

To deliver the Takaful experience through digital innovation and world-class service - grounded in Shariah principles, powered by our people, and committed to the trust, health, and stronger future of all those we protect.

Our Values - The Seven Pillars

Our values define who we are and guide every decision we make.

Trust and Integrity

We operate with honesty, transparency, and ethical responsibility, building lasting trust with our customers and partners.

Innovation and Continuous Improvement

We continuously enhance our products, services, and processes to meet evolving customer needs and industry standards.

Customer-Centric Excellence

Our customers are at the center of everything we do. We strive to deliver exceptional service and meaningful protection.

Empowering People and Communities

We invest in our people and contribute to building stronger, healthier communities.

Accountability and Ownership

We take responsibility for our actions and remain committed to delivering on our promises.

Shariah-Driven Responsibility

Our operations and products strictly adhere to Shariah principles, ensuring ethical and transparent protection.

Collaboration and Inclusion

We foster a culture of teamwork, diversity, and mutual respect to achieve shared success.

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Learn more about our leadership,
values, and commitment to protecting your future.

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Call to Our Experts

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The Takaful Concept

Takaful is based on the principles of cooperation, mutual support, and shared responsibility.

Under the Takaful model

  • Participants

    Participants contribute to a shared fund to support one another

  • Transparency

    The system promotes fairness, transparency, and ethical protection

  • Risks

    Risks are shared collectively among participants

  • Shariah principles

    Operations are conducted in full compliance with Shariah principles